For my readers :
Just a short advice :
Never take things for granted.
If you are out looking for a mortgage or home equity loan, do your due diligence in understanding what it is, what it entails to take up such a loan and lastly ensure that you are able to repay your monthly instalments on time and not let it lapse.
Do your due diligence or you may end up with more than you can handle, for instance, defaulting and given a bad credit report or even a repossession of your property by the lending institution.
